PM Viswakarma Scheme for artisans and crafts people, Apply
PM Vishwakarma is a Central Sector Scheme implemented by the Ministry of Micro, Small and Medium Enterprises to provide holistic and end-to-end support to artisans and craftspeople through access to collateral free credit, skill training, modern tools, incentive for digital transactions and market linkage support. The Prime Minister Narendra Modi launched PM Vishwakarma Scheme On his 73rd birthday (17-9-2023) for the benefit of traditional artisans. Under the PM Vishwakarma scheme, the government will provide up to ₹3 lakhs loan to the individuals skilled in traditional craftmanship.
PM Viswakarma Scheme launched by Prime Minister Narendra Modi
PM Vishwakarma Scheme, aims at improving the quality as well as the reach of products and services of artisans and crafts people and to ensure that the Vishwakarmas are integrated into the domestic and global value chains.
PM Vishwakarma will be implemented as a Central Sector Scheme, fully funded by the Government of India, with an initial outlay of Rs 13,000 crore.
The skilled 18 traditional trades will be initially covered under PM Vishwakarma for providing benefits to the craftspeople. The trades are Carpenter (Suthar/Badhai), Boat Maker , Armourer, Blacksmith (Lohar), Hammer and Tool Kit Maker, Locksmith, Sculptor (Moortikar, Stone Carver), Stone Breaker, Goldsmith (Sonar), Potter (Kumhaar), Cobbler,(Charmakar)/Shoesmith/Footwear Artisan, Masons (Rajmistri), Basket/ Mat/Broom Maker/Coir Weaver, Doll & Toy Maker, Barber (Naai), Garland Maker (Malakaar), Washerman (Dhobi), Tailor (Darzi), Fishing Net Maker. etc.
Eligibility for PM Viswakarma
An artisan or craftsperson with the minimum age of 18 years and working with hands and tools and engaged in any of the family-based traditional trades, in unorganized sector on self-employment basis, shall be eligible for registration under PM Vishwakarma.
The registration and benefits under the Scheme shall be restricted to one member of the family. A person in government service and their family members shall not be eligible under the Scheme
Benefit of the Scheme
PM Vishwakarma provide end-to-end support to the artisans and craftspeople in scaling up of their products and services and professional well-being. The benefits include Skill Upgradation, Toolkit Incentive, Credit Support, Incentive for Digital Transactions, Marketing Support etc.
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Loan availability
Concessional rate of interest chargeable to beneficiaries for loan will be fixed at 5%.
| Tranches | Loan (In Rs.) | Term of Repayment |
| 1st Tranche | Upto 1,00,000 | 18 months |
| 2nd Tranche | Upto 2,00,000 | 30 months |
